buyers

TRUST , INTEGRITY , HONESTY

The Weiskopf Team is here for you, with patience and hard work we will help you find your dream home.

Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. A CENTURY 21® REALTOR® goes beyond the transaction and will be there with you every step of the way. Trust the experience of a CENTURY 21 Realtor to help you find your dream home.

BUYERS

TRUST , INTEGRITY , HONESTY

The Weiskopf Team is here for you, with patience and hard work we will help you find your dream home.

Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. A CENTURY 21® REALTOR® goes beyond the transaction and will be there with you every step of the way. Trust the experience of a CENTURY 21 Realtor to help you find your dream home.

Where to begin

Beginning your home buying journey can be exciting and overwhelming. However we've broken it down to 3 easy steps to help guide you through this process.

Website - Buyers step1

STEP 1 - GET PRE-APPROVED

Schedule an appointment with your bank and go through the process of getting pre-approved. Your bank advisor will be able to tell you your purchase budget and breakdown monthly mortgage costs for you. This will help you during your search process.

Select a realtor that fits your needs.

STEP 2 - Find A Realtor

Buying a home is one of the largest financial transactions you will make in your life. It's important to take the time to find a realtor that suits your needs. Find a realtor that you can trust and feel comfortable asking questions to and that is willing to work in your best interest.

Website - Buyers step3

STEP 3 - KNOW YOUR SEARCH CRITERIA

Prior to starting your house search, it's important to establish a list of criteria for yourself (and with your partner) as this will help you narrow down the houses that suit what you looking for. Some important search criteria include; your comfortable price range, the number of bedrooms, number of bathrooms, size of kitchen, overall home size, neighbourhood, proximity to work, schools and amenities. It's also important to differentiate between "needs", "wants" and "wishes".

HOME BUYER'S GLOSSARY

AMORTIZATION SCHEDULE

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

Equity

The process of determining the market value of a property.

Mortgage

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

Term

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

Neighbourhood News

Want insight into a particular neighbourhood? Fill out the form to get started.

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Take the next step in your journey

I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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